Anti-Money Laundering (AML) Training
AML compliance training covering CDD, SARs, PEP screening, and red flag identification with transaction scenarios.
Who this is for
Customer-facing and operations staff at UK banks, building societies and other firms in scope of the Money Laundering Regulations 2017
Learners will be able to
- Apply the correct level of customer due diligence (standard, simplified or enhanced) to a given customer relationship
- Recognise the red flag indicators of placement, layering and integration in day-to-day transactions
- Identify politically exposed persons, their family members and close associates, and explain why they trigger enhanced due diligence
- Escalate a suspicion to the MLRO through an internal SAR without tipping off the customer
- Explain the personal and criminal consequences of failing to report under the Proceeds of Crime Act 2002
Template prompt
“Create an AML compliance module for financial services staff covering the Money Laundering Regulations 2017, customer due diligence (CDD), suspicious activity reports (SARs), politically exposed persons (PEPs), and red flag indicators. Include scenario-based questions on identifying suspicious transactions.”
This prompt is fully editable. Customise it to match your audience, regulations, and learning objectives before generating.
What the 8 sections cover
- 1
Why money laundering matters
Context panel on the scale of UK financial crime, what the Money Laundering Regulations 2017 require of firms, and what a compliance failure costs firms and individuals.
- 2
Placement, layering, integration
Visual flow diagram tracing how criminal funds move through the three laundering stages, with a worked example following dirty money into the legitimate economy.
- 3
Customer due diligence in practice
When standard, simplified and enhanced due diligence each apply, what evidence must be collected, and how ongoing monitoring differs from onboarding checks.
- 4
CDD decision check
Scored scenario questions where learners choose the right due diligence response to four new-customer situations, with feedback explaining each answer.
- 5
Politically exposed persons
Who counts as a PEP under the Money Laundering Regulations 2017 — including family members and known close associates — the enhanced measures their relationships require, and why UK domestic PEPs now start from a lower risk baseline than foreign PEPs.
- 6
Red flag flashcards
Flashcard drill on suspicious transaction indicators: structuring below thresholds, unexplained third-party payments, reluctance to provide ID, and activity inconsistent with the customer's profile.
- 7
Raising a SAR without tipping off
The internal reporting route to the MLRO, what happens after an internal SAR, and why discussing a suspicion with the customer is a tipping-off offence under the Proceeds of Crime Act 2002.
- 8
Final scenario assessment
Scored end-of-module assessment applying CDD, PEP screening and SAR escalation decisions to realistic branch and back-office cases, with a pass mark for completion.
Structure is representative — the generator adapts sections to your edited prompt and passes every package through interactivity and visual-density quality gates.
See a real generated example
AML in the Branch: Customer Due Diligence and Escalation Under MLR 2017 was generated with a prompt like this one — preview every section live and download the SCORM package.
Preview the live exampleTopics covered
Make it yours
- Name your sector in the prompt (retail banking, payments, accountancy, estate agency) so scenarios reflect the products and typologies your staff actually see
- Upload your firm's AML policy or customer risk assessment as a source file so the module references your real escalation routes and MLRO reporting process
- For senior or second-line audiences, ask for added depth on enhanced due diligence for high-risk third countries and correspondent banking relationships
Frequently asked questions
How often is AML training required in the UK?
The Money Laundering Regulations 2017 (Regulation 24) require firms to give relevant employees regular training on recognising and dealing with potential money laundering, and to keep a record that training has taken place. The regulations do not fix an interval, but most firms refresh annually, consistent with JMLSG guidance that training should be given at regular and relevant intervals. Train sooner if your firm's risk assessment, products or customer base change materially.
Who has to complete AML training?
Any relevant employee whose work relates to the firm's regulated activity or who could contribute to money laundering risk — in practice, customer-facing staff plus onboarding, payments, operations and compliance teams. This applies across the regulated sector: banks, building societies, payment firms, accountants, legal professionals, estate agents and cryptoasset businesses all fall within the Money Laundering Regulations 2017.
What is the difference between an internal SAR and a SAR to the NCA?
Staff report suspicions internally to their firm's nominated officer, usually called the MLRO, who then decides whether to submit a formal Suspicious Activity Report to the National Crime Agency. Individual staff discharge their legal obligation by reporting internally — but discussing a suspicion with the customer is tipping off, a criminal offence under the Proceeds of Crime Act 2002.
Can I adapt this template to my firm's sector?
Yes. The prompt targets financial services generally, but you can name your sector — retail banking, wealth management, accountancy, conveyancing — and upload your firm's AML policy or customer risk assessment as a source file. The generator will weave your real escalation routes, system names and thresholds into the scenarios.
Ready to make it yours?
Customise the prompt, generate a draft, then review the content and SCORM package before delivery.
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